Privacy Policy


The following Terms of Use, Privacy Policy, and Disclosure govern the use of this website.

Any use of by any user constitutes understanding of, and consent to, the following Terms of Use, Privacy Policy, and Disclosure.

We reserve the right to change our Terms of Use, Privacy Policy, and Disclosure for any reason, at any time, without prior notice.

Our Terms of Use, Privacy Policy, and Disclosure were last updated on 1/1/2017.


The information provided on is strictly my opinion, unless otherwise stated. All information provided is subjective and may no longer be accurate. Although I strive to keep all content up to date, I am not liable for any incorrect or outdated information presented.

All information provided is intended to be a general information resource. The information provided is not tailored to your specific circumstance(s) and should not be used as replacement for professional advice.

Accessing any information presented on this website is your voluntary act, rendering us free of any liability regarding any matter involving this website’s content or the use of this website. If you use this website and/or its content, I assume no responsibility.


This blog does not share personal information with third parties nor do we store any information about your visit to this blog other than to analyze and optimize your content and reading experience through the use of cookies.

You can turn off the use of cookies at anytime by changing your specific browser settings.

We are not responsible for republished content from this blog on other blogs or websites without our permission.

If you have any questions feel free to contact me directly at